While checks were quite common in the olden days, they are rare in this digital age. However, they still exist, and when you’re out of cash and owe someone money who doesn’t accept digital payments, checks always come in handy.
If you aren’t aware of how to write a check, we have got you, and if you do, chances are you probably don’t write a check every day. Hence, it’s always good to brush up on your check writing skills.
When you order cheques, make sure that the supplier is reputable. You should also be aware of the following:
Check printing companies can be abundant, but there are only a chosen few that provide end-to-end quality services.
The most important thing to remember when filling out a check is to write the amount in numerals. Write the number as close to the right-hand corner of the check as possible, and use numerals rather than words.
If you’re using a pen, choose one that’s blue or black, not red, green, or purple! These are not recommended because they can fade over time (especially if your bank keeps these checks on file). Use something thick like an 18-point font instead of one with thin lines. And don’t forget to fill all the boxes. Don’t leave any blank space around them.
Write the amount in words. The numbers are for your convenience, but you need to write out the words and make sure they match.
Write the date of your check. This is usually at the top of the check, but it may also be on one of its sides. If you have any questions about where this information goes, ask a friend or family member for help (even if that person isn’t an expert).
Fill out your recipient’s name next to ‘For.’ You can also fill out their address here if they need one. Just make sure it looks right.
Sign your name after ‘Payee’ or ‘Payer,’ depending on which term makes sense in context with what you’re writing down here (and make sure not to forget). Then add a dotted line under all these things so they’ll fit properly before signing each line underneath them, too, just as we did earlier when signing our names above ‘Payee’ or ‘Payer’ depending on how long our last name was.
When filling out a check, you’ll need to fill in the date line, which is at the top of the check. It should always be written in pen and be legible. The date line consists of two parts: day and month, both written numerically. For example, if your birthday falls on September 3rd, then 9/3 would be a valid entry for this space.
Next, you’ll need to sign your name on the signature line at the bottom right corner of the check’s face. Signing checks is much like writing your name. Make sure it’s legible. Try not to write too close together or too far apart, just like we did with our last batch of letters during handwriting practice.
The memo line is optional, but it can help keep records. For example, if you’re paying off your brother’s restaurant bill and you want to remember that he owes you $300 next time, write ‘bill’ in the memo line of his check so that when you need him to pay up again, there will be no confusion.
The date line is your first stop on the right-hand side of a check. It has two parts:
Now that you know how to fill a check, move ahead with confidence but also help others if they don’t know how to go about it.
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